Tag Archives: foreclosure

Something To Talk About

Posted on July 29, 2012 by Tim Freund

It’s been  a month since my last post.  If I were working as a reporter, I would have been fired by now.  So why the long silence?  Simply put, I didn’t have anything I wanted to say.  This market is … Continue reading →

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When The Glass Really Is Half Full

Posted on May 24, 2012 by Tim Freund

The headline of today’s Los Angeles Times Business section reads: 1 in 3 L.A. County home mortgages is underwater.  It could just as easily have read: 2/3 of all homeowners have equity, but that doesn’t sell as many papers.  The … Continue reading →

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How To Get A Loan Mod Approved Part 3: Keeping The Pressure On

Posted on May 16, 2012 by Tim Freund

Part 3: Keeping the Pressure On After you’ve gone through the initial collection of your data, submitted all the paperwork and started your conversations, what happens now?  You call and follow up.  In the beginning you’ll probably follow up once … Continue reading →

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How To Get A Loan Mod Approved Part 2: What Now?

Posted on May 15, 2012 by Tim Freund

Part 2: What Now? Now that you’ve assembled everything, and when I say everything, I’m talking a couple hundred pages everything, you are ready to fax the paperwork in.  You’ve numbered the pages and created your table of contents.  So … Continue reading →

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How To Get A Loan Mod Approved Part 1: Getting Started.

Posted on May 14, 2012 by Tim Freund

This is  updated from the original series first published in September 2011. Part 1: Getting Started Stop paying on your loan (no I can’t say that even though it’s true).  If you are current the bank has no incentive to … Continue reading →

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Dear Abby I’m Not…

Posted on March 16, 2012 by Tim Freund

The following is an excerpt from a recent experience… Dear Tim, We need to speak with you about our situation.  My husband has lost his job after having his income decline over the past several years.  To stay afloat, we’ve … Continue reading →

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Case-Shiller-Schmiller, Here Comes Mr. Toad’s Wild Ride

Posted on February 29, 2012 by Tim Freund

I’m not sure I can explain why the Case-Shiller Index posted a decline for January except to say their numbers aren’t reflective of my experience.  Further given the National Association of Realtors’ Pending Home Index numbers reported just a day … Continue reading →

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Real Estate Fraud and the Broken Moral Compass

Posted on February 24, 2012 by Tim Freund

I have been selling real estate for 22 years.  When I was younger I worked for a family owned developer selling tract homes.  It was a coveted job and one that required the highest ethical standards.  It was hammered into … Continue reading →

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The Short Sale Effect vs. The Short Sale Dilemma

Posted on February 3, 2012 by Tim Freund

Selling short sale properties is a reality most Realtors have come to accept.  This past week I received an offer on a short sale listing, where my seller had already tried to modify their loan but had been declined.  In … Continue reading →

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Change Is Gonna Come

Posted on January 19, 2012 by Tim Freund

This week we celebrated Dr. Martin Luther King and with his memory as a backdrop I’m reminded of what in 1963 recording artist Sam Cooke wrote in response to the rising tide of a nation tired of racial inequality, “It’s … Continue reading →

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