Category Archives: Loan Modification

Reports of My Death Have Been Greatly Exaggerated

Posted on August 22, 2022 by Tim Freund

In 1897 while traveling London, an article came out that Mark Twain had died.  When asked by a reporter about this and his health, Twain replied, “Reports of my death have been greatly exaggerated.” So why this quote for a … Continue reading →

Posted in County Line, Demographics, Economics, For Sale By Owner, Home Buying, Home Selling, Loan Modification, Market Conditions, Market Conditions, Real Estate, Real Estate Correction, Recession, Refinancing, Seller Advice, Thousand Oaks, Tim Freund | Tagged , , , , , , , , , , , , , | Leave a comment

Rising Rates: What to do?

Posted on March 23, 2022 by Tim Freund

With interest rates expected to rise even further in the coming months, would be homeowners find themselves in search of options and solutions.  For many, especially Millennials who’ve never experienced rising rates, this is a time of great concern when … Continue reading →

Posted in County Line, Demographics, Economics, Home Buying, Home Selling, Loan Modification, Market Conditions, Market Conditions, Real Estate, Refinancing, Rental Advice, Thousand Oaks, Tim Freund | Tagged , , , , , , , , , , , , , , , , , , , , | Leave a comment

Predictions, Predilections And Possibilities For 2021

Posted on December 29, 2020 by Tim Freund

Well, I’m glad this year is over, aren’t we all?  For many, the suffering will unfortunately continue.  For most, however, I believe 2021 will be a year filled with possibilities.  Case-Shiller just reported another monthly increase to property values, with … Continue reading →

Posted in Demographics, Economics, Home Buying, Home Selling, Loan Modification, Market Conditions, Market Conditions, Real Estate, Seller Advice, Thousand Oaks | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

How To Get A Loan Mod Approved Part 4: Foreclosure and Mod Offers

Posted on May 17, 2012 by Tim Freund

Part 4: Foreclosure and mod offers. Your loan mod appears like you’re making some progress and you are actually starting to get a hopeful.  At the same time, you’ve got that gnawing feeling that the bank may not get you … Continue reading →

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How To Get A Loan Mod Approved Part 3: Keeping The Pressure On

Posted on May 16, 2012 by Tim Freund

Part 3: Keeping the Pressure On After you’ve gone through the initial collection of your data, submitted all the paperwork and started your conversations, what happens now?  You call and follow up.  In the beginning you’ll probably follow up once … Continue reading →

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How To Get A Loan Mod Approved Part 2: What Now?

Posted on May 15, 2012 by Tim Freund

Part 2: What Now? Now that you’ve assembled everything, and when I say everything, I’m talking a couple hundred pages everything, you are ready to fax the paperwork in.  You’ve numbered the pages and created your table of contents.  So … Continue reading →

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How To Get A Loan Mod Approved Part 1: Getting Started.

Posted on May 14, 2012 by Tim Freund

This is  updated from the original series first published in September 2011. Part 1: Getting Started Stop paying on your loan (no I can’t say that even though it’s true).  If you are current the bank has no incentive to … Continue reading →

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Dear Abby I’m Not…

Posted on March 16, 2012 by Tim Freund

The following is an excerpt from a recent experience… Dear Tim, We need to speak with you about our situation.  My husband has lost his job after having his income decline over the past several years.  To stay afloat, we’ve … Continue reading →

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I’m Mad As Hell And I’m Just Not Going To Take It Anymore

Posted on February 10, 2012 by Tim Freund

Peter Finch in Network, remember? Well I’m glad that’s over.  What?  Didn’t you hear?  The banks are settling the foreclosure debacle for $25 billion… that’s billion with a ‘B.’  I guess that means it’s all behind us now.  The banks … Continue reading →

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The Short Sale Effect vs. The Short Sale Dilemma

Posted on February 3, 2012 by Tim Freund

Selling short sale properties is a reality most Realtors have come to accept.  This past week I received an offer on a short sale listing, where my seller had already tried to modify their loan but had been declined.  In … Continue reading →

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