Author Archives: Tim Freund

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About Tim Freund

Tim Freund has been a licensed real estate agent/broker since 1990. He spent 14 years as a new home sales rep, ran his own boutique resale brokerage for 5 years and is currently an Estates Director for Dilbeck Estates/Christie's International Estates in Westlake Village, Ca. Tim is a Certified Residential Specialist (CRS), an Accredited Buyer's Representative (ABR), a Corporate Mobilty Specialist (CMS) and a Senior Real Estate Specialist (SRES). Tim has successfully negotiated a loan modification for a client and has been a professional short sale negotiator. Tim sells along the Los Angeles and Ventura County lines, “from LA to Ventura..”. Tim has been married 31 years, has 2 children, is a native Californian and has been a resident of the Conejo Valley since 1991.

How To Get A Loan Mod Approved Part 4: Foreclosure and Mod Offers

Posted on September 20, 2011 by Tim Freund

Part 4: Foreclosure and mod offers. Your loan mod appears like you’re making some progress and you are actually starting to get a hopeful.  At the same time, you’ve got that gnawing feeling that the bank may not get you … Continue reading →

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How To Get A Loan Mod Approved Part 3: Keeping The Pressure On

Posted on September 19, 2011 by Tim Freund

Part 3: Keeping the Pressure On After you’ve gone through the initial collection of your data, submitted all the paperwork and started your conversations, what happens now?  You call and follow up.  In the beginning you’ll probably follow up once … Continue reading →

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How To Get A Loan Mod Approved Part 2: What Now?

Posted on September 18, 2011 by Tim Freund

Part 2: What Now? Now that you’ve assembled everything, and when I say everything, I’m talking a couple hundred pages everything, you are ready to fax the paperwork in.  You’ve numbered the pages and created your table of contents.  So … Continue reading →

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How To Get A Loan Mod Approved Part 1: Getting Started.

Posted on September 17, 2011 by Tim Freund

Part 1: Getting Started Stop paying on your loan (no I can’t say that even though it’s true).  If you are current the bank has no incentive to work with you.  I recently was asked by a Wells Fargo negotiator … Continue reading →

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Ben Bernanke’s Big Blunder

Posted on September 13, 2011 by Tim Freund

Let me begin by saying I’m not a Ben basher, on the contrary I like the Fed Chairman.  But last month’s announcement that he intends to keep rates low for the next two years was nothing short of disastrous for the … Continue reading →

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An Open Letter To President Obama and The CEO’s Of The Big 4 Banks

Posted on September 10, 2011 by Tim Freund

Dear Mr. President, Chairman Bernanke, Secretary Geithner, Brian Moynihan, Vikram Pundit, Jamie Dimon and John Stumpf, Want to start to fix the economy and help housing at the same time?  Refinance underwater and insufficient equity borrowers.  It’s really that simple.  … Continue reading →

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What I Learned On Labor Day From My iPod

Posted on September 6, 2011 by Tim Freund

Before I sold real estate, I was a rock and roll drummer with a record deal from Clive Davis and Arista records, so my love of music runs deep.  My iTunes is filled with more than 17,000 songs ranging from … Continue reading →

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Case-Shiller, Consumer Spending and Confidence: What To Make Of Too Much Data

Posted on August 30, 2011 by Tim Freund

This morning started out for me like every last Tuesday of the month… I read Case-Shiller.  Published on the last Tuesday of the month, S & P’s Case-Shiller report provides a thorough albeit backwards look into the status of the … Continue reading →

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Is Real Estate’s ‘Irene’ in the Rearview Mirror or Ahead: July’s Pending Home Sale Numbers

Posted on August 29, 2011 by Tim Freund

The news wasn’t all bad… however whenever someone starts a sentence like that, you know the news isn’t very good either, so I’ll keep this brief: Pending home sales numbers as reported by the National Association of Realtors for the … Continue reading →

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Where Have You Gone Bank of America?

Posted on August 21, 2011 by Tim Freund

…our nation turns its lonely eyes to you, ooo wooo woo… (with apologies to Simon and Garfunkel)… Let me begin by saying I have been a Bank of America customer since 1973, so what follows comes from the heart and … Continue reading →

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