Author Archives: Tim Freund

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About Tim Freund

Tim Freund has been a licensed real estate agent/broker since 1990. He spent 14 years as a new home sales rep, ran his own boutique resale brokerage for 5 years and is currently an Estates Director for Dilbeck Estates/Christie's International Estates in Westlake Village, Ca. Tim is a Certified Residential Specialist (CRS), an Accredited Buyer's Representative (ABR), a Corporate Mobilty Specialist (CMS) and a Senior Real Estate Specialist (SRES). Tim has successfully negotiated a loan modification for a client and has been a professional short sale negotiator. Tim sells along the Los Angeles and Ventura County lines, “from LA to Ventura..”. Tim has been married 31 years, has 2 children, is a native Californian and has been a resident of the Conejo Valley since 1991.

Housing And Alfred E. Newman, “What, Me Worry?”

Posted on May 31, 2012 by Tim Freund

If you didn’t know any better, you would have looked at this week’s Case-Shiller and NAR’s Pending Home Sale Index and conclude the housing market recovery had reversed and was still in decline.  Nothing however could be further from the … Continue reading →

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When The Glass Really Is Half Full

Posted on May 24, 2012 by Tim Freund

The headline of today’s Los Angeles Times Business section reads: 1 in 3 L.A. County home mortgages is underwater.  It could just as easily have read: 2/3 of all homeowners have equity, but that doesn’t sell as many papers.  The … Continue reading →

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How To Get A Loan Mod Approved Part 4: Foreclosure and Mod Offers

Posted on May 17, 2012 by Tim Freund

Part 4: Foreclosure and mod offers. Your loan mod appears like you’re making some progress and you are actually starting to get a hopeful.  At the same time, you’ve got that gnawing feeling that the bank may not get you … Continue reading →

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How To Get A Loan Mod Approved Part 3: Keeping The Pressure On

Posted on May 16, 2012 by Tim Freund

Part 3: Keeping the Pressure On After you’ve gone through the initial collection of your data, submitted all the paperwork and started your conversations, what happens now?  You call and follow up.  In the beginning you’ll probably follow up once … Continue reading →

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How To Get A Loan Mod Approved Part 2: What Now?

Posted on May 15, 2012 by Tim Freund

Part 2: What Now? Now that you’ve assembled everything, and when I say everything, I’m talking a couple hundred pages everything, you are ready to fax the paperwork in.  You’ve numbered the pages and created your table of contents.  So … Continue reading →

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How To Get A Loan Mod Approved Part 1: Getting Started.

Posted on May 14, 2012 by Tim Freund

This is  updated from the original series first published in September 2011. Part 1: Getting Started Stop paying on your loan (no I can’t say that even though it’s true).  If you are current the bank has no incentive to … Continue reading →

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There’s Gold In Them Thar Hills

Posted on May 11, 2012 by Tim Freund

Yes, yes the real estate market is turning.  Sales are up, distressed properties are down; the economy is getting better with an improving jobs picture and interest rates are crazy low.    Never before has there been such a confluence of … Continue reading →

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I’m Getting Divorced, Should I Keep The House?

Posted on May 9, 2012 by Tim Freund

To keep or not to keep, that is the question… Conventional wisdom and most attorneys, would have you keep the house if you are getting divorced.  You retain continuity for the kids; you love the house and you and your … Continue reading →

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Is The Economy Getting Better? Ask And Listen

Posted on May 1, 2012 by Tim Freund

I talk to a lot of people.  It’s just the nature of being in real estate; people want to hear what is happening in the housing market and as a Realtor, I find new clients by sharing my information and … Continue reading →

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The (not so) Little Engine That Could

Posted on April 28, 2012 by Tim Freund

As I read the Los Angeles Times this morning about the lackluster GDP numbers revealed yesterday, I started thinking about what might make those numbers really pop; what could single handedly effect job growth and as a result, personal income, spending, government … Continue reading →

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